Terms

Terms of use

Susman Insurance Agency, a licensed insurance company in California (License 0B75129), operates this website. It delivers educational material on term life coverage and a tool that displays pricing from insurance carriers based on the information you provide.

Estimates only. Prices displayed represent carrier quotes for your chosen underwriting tier and are offered for informational use. They constitute neither an insurance offer, a rate promise, nor an assurance of approval. The final rate, tier assignment, and whether you qualify are established by the carrier's underwriting evaluation; your actual policy agreement and any changes govern everything.

No insurance begins here. Submitting a quote, completing an application, or sending a message does not activate any policy. Coverage only begins when an insurance company issues a policy, you accept it in writing, and payment is made.

Availability. Product options, carrier lineup, and pricing differ by location and individual profile, and may shift without warning. California residents can access quotes on this site.

Content. Informational guides on this site offer general education only and shouldn't be taken as legal, tax or financial counsel. Speak with a qualified advisor about anything that's important to your situation.

Third-party system. The application page relies on a third party's secure system, which operates under its separate terms and conditions.